Uganda's trusted lender

Money when
you need it most

Fast loan approvals, flexible repayment terms, and rates built for Ugandans. Personal, business or microfinance — we've got you covered.

Apply in minutes Calculate my loan
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No hidden fees
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Same-day decision
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Secure & confidential
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24hrs
Avg. disbursement
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256-bit
SSL secured
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98%
Approval rate
Live Calculator
Monthly Payment
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0
Borrowers served
UGX 4.2B
Loans disbursed
98%
Approval rate
<24hrs
Average disbursement
Our Products

A loan for every need

Whether you're growing a business, handling an emergency, or investing in your community — we have the right product for you.

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Personal Loan
Quick cash for emergencies, school fees, medical bills, or any personal need. Simple flat-rate pricing.
Interest Rate4% / month
AmountUGX 100K – 5M
Term1 – 12 months
Processing Fee2%
GuarantorNot required
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🏢
Business Loan
Scale your business with working capital, equipment or inventory financing on a reducing balance schedule.
Interest Rate2.5% / month
AmountUGX 500K – 50M
Term3 – 36 months
Processing Fee1.5%
GuarantorRequired
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🤝
Microfinance
Group-based microloans for community entrepreneurs and SACCO members. Short cycles, fast turnaround.
Interest Rate5% / month
AmountUGX 50K – 2M
Term1 – 6 months
Processing Fee3%
GuarantorGroup guarantee
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Process

From application to cash in 4 steps

We've removed the complexity. Apply from anywhere, get a fast decision, and receive your money directly.

1
Create Account
Register on our portal with your name, phone, and email. Takes under 2 minutes.
2
Submit Application
Choose your loan product, enter the amount and term, and describe your purpose.
3
Get Reviewed
Our team reviews your application same day. You'll be notified of the decision within 24 hours.
4
Receive Funds
Approved loans are disbursed directly to your mobile money or bank account immediately.
Testimonials

Trusted by real people

Don't take our word for it — here's what our borrowers say.

★★★★★
I got my business loan approved in one day. The process was so simple and the team was very helpful. My shop has grown 3× since.
NK
Nakato Kibibi
Kampala, Trader
★★★★★
I needed money for school fees urgently. Stodfin approved my personal loan the same afternoon. Transparent rates, no surprises.
MO
Moses Okello
Jinja, Teacher
★★★★★
Our group loan helped all 8 of us start small businesses. The microfinance product is perfect for women's groups like ours.
FA
Fatuma Apio
Mbale, Group Leader
Calculator

See your numbers before you apply

Use our loan calculator to understand exactly what you'll pay each month, how much interest you'll pay in total, and when your loan will be fully repaid.

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No obligationCalculating doesn't commit you to anything. It's just a guide.
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Real figuresResults use our actual interest rates — same as what you'll see in your loan agreement.
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Three methodsFlat rate, reducing balance, and compound — we'll always show you the method used.
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Ready to get your loan?

Join thousands of Ugandans who've trusted Stodfin for fast, fair financing. Apply today — it takes less than 5 minutes.

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