Effective Date: 1st January 2024

Welcome to Stodfin! These Terms of Service (“Terms”) govern your use of Stodfin’s digital lending platform and services (“Services”). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, please do not use our Services.

1. Eligibility

You must be at least 18 years old and legally capable of entering into binding contracts to use our Services.

2. Account Registration and Security

  • You agree to provide accurate, complete, and current information during registration.

  • You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

  • Notify us immediately of any unauthorized use of your account.

3. Services Provided

Stodfin offers digital financial services including but not limited to  loans, transfers, bill payments, withdrawals and top-ups. Services may vary by region and are subject to change.

4. User Obligations

  • Use the Services only for lawful purposes.

  • Do not engage in fraudulent, abusive, or harmful activities.

  • Comply with all applicable laws and regulations.

5. Fees and Charges

Use of certain Services may incur fees, which will be disclosed before you complete a transaction. You agree to pay all applicable fees promptly.

6. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal data.

7. Limitation of Liability

Stodfin provides Services “as is” without warranties. We are not liable for any indirect, incidental, or consequential damages arising from your use of the Services.

8. Termination

We reserve the right to suspend or terminate your access for violation of these Terms or any unlawful activity.

9. Changes to Terms

We may update these Terms occasionally. We will notify you of significant changes and your continued use signifies acceptance.

10. Governing Law

These Terms are governed by the laws of the jurisdiction in which Stodfin operates.

11. Contact

For questions or concerns, please contact our support team at support@stodfin.com.

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